MARLINA WIJAYANTI, D.; AL-BANNA, H.; NURDANY, A. IMPROVING DIGITAL BANKING THROUGH RISK ASSURANCE: TAM MODIFICATION ANALYSIS. Journal of Central Banking Law and Institutions, [S. l.], v. 3, n. 1, p. 153–176, 2024. DOI: 10.21098/jcli.v3i1.172. Disponível em: https://www.jcli-bi.org/index.php/jcli/article/view/172. Acesso em: 14 jan. 2026.