AMALIA, C.; GIANNE POETRY, E.; KONO, M. K.; KUSUMA, D. A.; KURNIAWAN, A. Legal Issues of Personal Data Protection and Consumer Protection in Open API Payments. Journal of Central Banking Law and Institutions, [S. l.], v. 1, n. 2, p. 323–352, 2022. DOI: 10.21098/jcli.v1i2.19. Disponível em: https://www.jcli-bi.org/index.php/jcli/article/view/19. Acesso em: 12 feb. 2026.