Sugarda, Paripurna P, and Muhammad Rifky Wicaksono. 2023. “Enhancing The Competitiveness of Indonesia’s Financial Services Sector in the Digital Era Through Open Banking: Lessons Learned from The Uk’s Experience”. Journal of Central Banking Law and Institutions 2 (1):153-78. https://doi.org/10.21098/jcli.v2i1.63.