Ginting, Ramlan. “The Legal Perspective on Strengthening the Practice of Bank Guarantees in Indonesia: Revisiting the Provisions Related to Payment”. Journal of Central Banking Law and Institutions 1, no. 2 (May 31, 2022): 215–236. Accessed February 12, 2026. https://www.jcli-bi.org/index.php/jcli/article/view/16.